Carlos Tovar 519-494-2221 carlos@mortgagesbytheexpert.com

Get a Better Mortgage.

We're here to help first time home buyers, mortgage renewals, refinancing and more.

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Get a fast mortgage pre-approval or answers to your questions

Our Latest Lending Rates

5.64%

2 year closed

4.89%

3 year closed

4.59%

5 year closed

5.60%

5 Year variable

* Insured mortgage rates, subject to change. Conventional and refinance rates may be higher. OAC. E&EO

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Building you a better Mortgage

How it works:

The mortgage process is fast, easy, and I am here to help along each step of the way.

1

Get pre-approved.

I will let you know if you're qualified before you finish the full application.
2

Select your rate and term.

I will help you choose the right mortgage that fits your needs.
3

Verify your info and sign.

Provide me with the needed documentation to complete the process.
4

Peace of mind.

I will handle all the other details and paperwork for you.

Get Started

From the Blog

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Educational Videos

Your best mortgage advice comes from a mortgage broker

Why Use a Mortgage Broker?

The Value of using a Mortgage Broker

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Our Trusted Lenders

Happy Clients

We wanted to get a mortgage through our bank but came across your website on the internet. Are we ever glad we did. We saved literally tens of thousands of dollars and the whole experience was a br...

Dan and Cindy
I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will definitely be using your services again.

Karen
Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!

Karen & Jeff
Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a breeze!

Mike Brown
What an experience and what a Mortgage broker! I can only say how thankful we are. Great job!

Dianne