Mortgage Blog

Four Home Renovation Projects That Will Boost the Value of Your House

Four Home Renovation Projects That Will Boost the Value of Your House

September 12, 2018 | Posted by: Carlos Tovar

Whether you are planning on selling your home in the near future, or if you intend to stay for a long time to come, a renovation can be a great way to boost the overall appearance, utility, and value ... [read more]

5 Reasons Why Your Home Isn't Selling

5 Reasons Why Your Home Isn't Selling

August 22, 2018 | Posted by: Carlos Tovar

You've put your house on the market, and you're ready to start spending all the money you know you'll make from the sale. There's only one problem. Your house isn't selling. After trying to figure ... [read more]

New CMHC Self Employed Program Makes It Easier For Self Employed Borrowers

New CMHC Self Employed Program Makes It Easier For Self Employed Borrowers

July 30, 2018 | Posted by: Carlos Tovar

Earlier this month Canadian Mortgage and Housing Corporation, the federal government mortgage insurance agency announced that they will make it easier for self-employed home buyers to get a mortgage ... [read more]

Borrowed Down Payment Program

Borrowed Down Payment Program

July 9, 2018 | Posted by: Carlos Tovar

The flex down mortgage is an option where you can borrow the money for your down payment from a third party. This may include personal loans, lines of credit or personal loans. Please keep in mind ... [read more]

Renewing your mortgage?

Renewing your mortgage?

June 25, 2018 | Posted by: Carlos Tovar

A great number of Canadians renew with their same lender, but it’s still important to check out your mortgage options. Rising mortgage interest rates and new stress testing rules are mak ... [read more]

Are interest rates important?

Are interest rates important?

June 25, 2018 | Posted by: Carlos Tovar

What is the first thing that comes to your mind when you are thinking about getting a mortgage? If you are like the majority of Canadians you probably would say: rate. Although rate is important in ... [read more]

A pre-approved mortgage can help  you look for a home with confidence

A pre-approved mortgage can help you look for a home with confidence

June 4, 2018 | Posted by: Carlos Tovar

Looking for the home of your dreams? Many homeowners think the first step is to start going to open houses and researching the market. However, even before you start looking for a house, it can be ... [read more]

Mortgage application tips

Mortgage application tips

May 16, 2018 | Posted by: Carlos Tovar

The Importance of Being Prepared The most common reason for delays in getting approved for a mortgage is missing or incompleteinformation. As a home buyer, the best way to make sure your mortgage o ... [read more]

How much will my home really cost?

How much will my home really cost?

April 16, 2018 | Posted by: Carlos Tovar

Once you know what kind of mortgage you want and the price of the house you can afford, you should add up all of the other costs involved inbuying a house so that you know the true cost of buying yo ... [read more]

Payment Frequency Options

Payment Frequency Options

March 26, 2018 | Posted by: Carlos Tovar

Your banker and your smart brother-in-law have told you, “make bi-weekly accelerated payments and save thousands in mortgage interest!”  So, weekly acceleraeted payments should save ... [read more]

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Carlos Tovar
Carlos Tovar
Team Leader - Mortgage Agent
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